Article 1: Association NameGuangdong Enterprise Finance Association (hereinafter referred to as "the Association").

Article 2: Nature of the AssociationA non-profit, professional industry organization voluntarily established by enterprises, financial institutions, research units, and relevant professionals in Guangdong Province engaged in industrial finance, supply chain finance, technology finance, industrial investment, and integrated industry-finance services.

Article 3: Mission of the AssociationBased in Guangdong, serving the Greater Bay Area, connecting finance, and empowering industries. We adhere to the Constitution, laws, regulations, and national policies; uphold social ethics and moral standards; implement national and Guangdong provincial policies on industrial finance and integration of industry and finance; build a four-party platform for government-industry-finance-technology collaboration; promote deep integration and collaborative innovation between industry and finance; support high-quality development of Guangdong's manufacturing sector and the construction of an integrated industry-finance ecosystem in the Greater Bay Area; safeguard members' legitimate rights and interests; and advance industry self-regulation and standardized development.

Article 4: Association Management Principles
1. Compliance: Adhere to national laws, regulations, and policies;
2. Professional Services: Provides professional industrial financial services to members.
3. Financial Independence: Establish a separate bank account for unified accounting and management of all income and expenses.
4. Self-Regulated Development: Industry self-regulation for standardized growth.

Article 5: The Association's DomicileShenzhen, Guangdong Province

Article 6: Scope of the Association's Activities
1. Policy Research and Analysis: Monitor national, Guangdong provincial, and Greater Bay Area policies on industrial finance, supply chain finance, tech finance, and green finance; conduct specialized research and publish industry reports, policy interpretations, and trend analyses.
2. Industry-Finance Integration Services: Build a precision-matching platform connecting industrial projects, financial capital, and industry resources. Host project roadshows, investment financing matching sessions, industry-finance salons, and high-level forums. Facilitate services from banks, securities firms, insurance companies, funds, trusts, and financial leasing institutions to support the real economy.
3. Industry Self-Regulation and Standards: Contribute to industry norms, service standards, and risk control frameworks; advocate for compliance and integrity; conduct industry credit assessments and compliance training.
4. Member Services & Empowerment: Provides members with professional services including policy consulting, financing advisory, tax and legal compliance, IPO guidance, supply chain finance solutions, asset-backed securities (ABS), REITs, and RWA. Organizes member networking events, study tours, talent training, and executive development programs.
5. Research & Policy Advisory: Conduct research on key pain points such as Guangdong's industrial transformation and upgrading, high-quality manufacturing development, and financing challenges faced by SMEs. Submit policy recommendations and industry proposals to government agencies; build an industry finance think tank.
6. International and Regional Exchange: Facilitate collaboration in the Greater Bay Area and across domestic and international industrial finance sectors to introduce advanced concepts, models, and tools, driving innovative development of industrial finance in Guangdong.

Article 7: Member TypesThe Association's membership consists of two categories: organizational members and individual members.

Article 8: Membership Requirements
1. Support the Association's Charter;
2. Voluntarily join the association and actively participate in its activities.
3. Possesses notable influence or professional expertise in industrial finance, supply chain finance, technology finance, industrial investment, and industry-finance services.
4. Corporate Membership: Enterprises, financial institutions, research institutes, industry associations, and other entities legally registered in accordance with the law;
5. Individual Membership: For experts, scholars, executives, and professionals engaged in industrial finance.

Article 9: Membership Application Process
1. Submit membership application (organization/individual);
2. Initial review by the Association Secretariat;
3. Reviewed by the Association's Board of Directors;
4. Issue membership certificate to become a member of this association.

Article 10: Member Rights
1. Rights to information, participation, voting, election, and candidacy in association activities;
2. Prioritize participation in activities organized by the Association and enjoy its services.
3. Gain priority access to the association's research findings, industry reports, policy updates, and networking opportunities.
4. Criticize, offer suggestions on, and supervise the association's work;
5. Membership is voluntary; withdrawal is free.

Article 11: Member Obligations
1. Comply with the association's constitution and execute its resolutions;
2. Safeguard the legitimate rights and reputation of this association;
3. Complete tasks assigned by the Association;
4. Pay membership dues as required;
5. Actively support the association's activities by providing necessary resources and convenience;
6. Report to the Association and provide relevant information and data.

Article 12: Member Withdrawal
1. A member may voluntarily withdraw by submitting a written notice to the Association's Secretariat and returning their membership certificate.
2. A member shall be deemed to have voluntarily withdrawn if they fail to pay membership dues for 1 years or miss 2 consecutive activities without valid reason.
3. A member who seriously violates the association's bylaws shall be expelled upon deliberation by the board of directors.

Article 13: Organizational StructureThe Association is structured as follows: General Assembly of Members (highest authority), Board of Directors (executive body), Secretariat (administrative office), and Supervisory Board (oversight body).

Article 14: Members' Representative Assembly
(I) Powers: 1. Enact and amend the Association's Articles of Association; 2. Elect and remove members of the Board of Directors and Supervisors; 3. Review the Association's work reports and financial statements; 4. Deliberate on the Association's work guidelines, development plans, and annual schedules; 5. Decide on other major matters.
(2) Meeting Rules: 1. The Member Representative Assembly shall convene once every 5 years, and may be convened earlier or delayed if necessary. 2. A quorum of at least 2/3 member representatives must be present for the assembly to convene; resolutions are valid only upon approval by more than half of the attending member representatives.

Article 15: Board of Directors
(1) Composition: Council members are elected by the General Assembly of Members for a term of 5 years and may be re-elected. The number of council members is determined based on membership size (no fewer than 15).
(2) Authority: 1. Implement resolutions of the Member Representative Assembly; 2. Elect and remove one (1) Chairman, and several Vice-Chairmen; 1. Convene the Member Representative Assembly; 3. Report work and financial status to the Member Representative Assembly; 4. Decide on admission or expulsion of members; 5. Approve hiring of Secretariat staff; 6. Establish internal management systems; 7. Decide on other significant matters.
(3) Meeting Rules: 1. The Board of Directors shall meet at least once every year. 2. A quorum of 2/3 or more directors must be present to hold a meeting; resolutions are valid only if approved by a majority vote of the directors present.

Article 16: Meeting of the President's OfficeComposed of the President, Vice-Presidents, and Secretary-General to oversee major daily decisions. The President serves as the Association's head, leading all operations; Vice-Presidents assist the President; the Secretary-General executes implementation. Decisions are made through democratic consultation and collective agreement at the President's Office Meeting, requiring approval by more than half of attending members to be valid.

Article 17: Qualifications for the Person in Charge
1. Uphold the leadership of the Communist Party of China, support socialism with Chinese characteristics, and demonstrate strong political integrity.
2. Has significant influence within the association's area of business;
3. The Chairperson and Vice-Chairpersons shall not exceed 70 years of age at the time of appointment.
4. Good health and able to perform regular work duties;
5. Has not been criminally punished with deprivation of political rights;
6. Has full capacity for civil conduct;
7. Actively participates in association work and is willing to contribute.

Article 18: Term of OfficeThe terms of the President and Vice-Presidents shall be 5 years, with no more than two consecutive terms; however, extension due to special circumstances requires approval by a vote of at least 2/3 of the member representatives. If any officer is unable to perform duties, resigns, is removed from office, or is transferred during their term, the Board shall promptly elect a replacement. Before leaving office, officers must complete work handover, archive documents, and conduct financial audits to ensure a smooth transition.

Article 19: SecretariatThe Secretariat serves as the association's executive office, comprising one Secretary-General 1 and several Deputy Secretaries-General. These positions are appointed by the President of the Council upon approval by the Council. The Secretary-General oversees daily operations, implements the annual work plan, and coordinates activities among internal departments. Deputy Secretaries-General assist the Secretary-General in their duties. Staff members of the Secretariat must abide by laws and regulations, perform their duties diligently and responsibly, maintain integrity and self-discipline, and accept supervision from members and the Board of Supervisors.

Article 20 Board of SupervisorsThe Supervisory Board consists of member representatives and includes a number of supervisors whose term coincides with that of the Council. The Supervisory Board oversees compliance with laws, regulations, and the Association's Charter; monitors major decisions, financial transactions, the performance of duties by key personnel, and their integrity and self-discipline; raises inquiries and offers suggestions on the Association's work; attends important meetings as an observer; and exercises its supervisory authority independently.

Article 21: Party Building WorkThis Association firmly upholds the leadership of the Party and carries out party building work in accordance with the unified deployment of higher-level party organizations. When there are 3 or more formal members, a Party branch shall be established upon approval by the higher-level party organization. The head of the party organization attends important meetings of the Association as a non-voting member and provides input on major decision-making matters. Guided by party building, we ensure the Association maintains the correct political direction.

Article 22: Sources of Funding
1. Self-funded by the association;
2. Membership Fee;
3. Donations and Grants;
4. Service Revenue
5. Interest income;
6. Other lawful income.

Article 23: Use of FundsThe Association maintains a separate financial account with centralized management, accounting, and reporting of all funds. Funds must be used exclusively for the activities and development outlined in the Articles of Association and shall not be distributed among members. The Association strictly adheres to national financial regulations and is subject to oversight by the General Assembly of Members, the Board of Supervisors, and the finance department. Assets derived from government allocations or social donations and grants are subject to audit by relevant authorities, and related information shall be disclosed to the public in an appropriate manner.

Article 24: Asset ManagementNo unit or individual may misappropriate, privately divide, or embezzle the Association's assets. Asset usage must adhere to principles of openness, transparency, and compliance; major asset disposals require approval by the Board of Directors.

Article 25: Amendment of the Articles of AssociationAmendments to the Association's Constitution shall be submitted to the General Meeting of Members for approval following adoption by the Council. Upon approval, they shall become effective after being filed with the Guangdong Provincial Department of Civil Affairs within 30 days in accordance with regulations.

Article 26: Motion to TerminateThe Association's Board of Directors shall propose termination if the Association completes its purpose, dissolves voluntarily, or requires deregistration due to division, merger, or similar reasons.

Article 27: Termination Procedure
1. Termination motions must be approved by the General Assembly of Members.
2. Prior to dissolution, the Association shall establish a liquidation committee to settle debts and assets and address post-dissolution matters. During liquidation, no activities other than those related to liquidation shall be conducted.
3. The Association shall terminate upon completion of its deregistration procedures.

Article 28: Residual AssetsUpon dissolution of the Association, remaining assets shall be handled in accordance with applicable national regulations and used to advance related causes.

Article 29 Effective DateThis Charter shall take effect upon being approved by the Member Representative Assembly and filed with the Department of Civil Affairs of Guangdong Province.

Article 30: Right of InterpretationThe Guangdong Enterprise Finance Association's Council reserves the final right of interpretation for these bylaws.

Article 31: Use of Full NameAll external activities, document signings, and promotional efforts by this Association must use the full name: Guangdong Enterprise Finance Association.